Zippered closure. Front pocket. Snap-back USB memory flash drive pocket, gusseted documents pocket, clear ID window, Wenger® Swiss Army Knife & pen pocket, business card pockets, storage pocket with hook and loop closure, and 3 elastic storage loops for USB memory flash drives, pens or Wenger® Swiss Army knives. Includes 8.5" x 11" Wenger® writing pad. Signature Wenger® lining. Includes 1-piece Wenger® gift box. Refills available leedsworldrefill. Refills item number 9391-01RF. Pen is not included.